Medicare Part A is free if you've worked at least 10 years and contributed to Medicare taxes. If you do not qualify under these guidelines, you can pay a monthly premium that is determined by your work history and employment quarters.
This premium is also known as a "Notice of Medicare Premium Payment Due."
When Premiums Apply
Medicare Part B does have a monthly premium unless you qualify under financial assistance such as state Medicaid Programs. Those who enroll in Medicare Part B AND do not qualify for Medicaid may receive a bill or automatic deduction from benefits.
Additional premiums apply for those enrolled in a Medicare Prescription Drug Plan, Medicare Supplement (Medigap) Plan, or Medicare Advantage Plan. Although some Medicare Advantage Plans may cost $0 for premiums, you should always pay your Medicare Part B.
Medicare Premium Deductions
Medicare premiums will be deducted from monthly benefits if you receive benefits from any of the following:
- Social Security Administration
- Railroad Retirement Board
- Civil Service
How to Pay for Medicare Premiums
You have several options to pay for your Medicare Premiums. You can do so by automatic deduction from a bank account or mail in a check or credit card payment to the Medicare Premium Collection Center.
For more information, see How to Pay Your Medicare Premiums.