What kinds of costs does Medicare Part B cover?

What kinds of costs does Medicare Part B cover?
Medicare Part B covers basic medical services furnished by doctors, labs and clinics. Covered services are listed below.

Basic Services

  • doctor services provided at a hospital, a doctor's office, or home
  • surgery
  • medical services provided by nurses, surgical assistants, or lab / X-ray technicians
  • part-time skilled nursing care, physical therapy, or speech therapy provided at home

Services for Women Only

  • mammograms
  • pelvic exams
  • bone density tests
  • PAP smears

Primary Care Services

  • annual flu shot
  • annual wellness exam
  • preventive "Welcome to Medicare" physical exam (screening required during the first 12 months of enrollment in Medicare Part B)

Outpatient Hospital Treatment

  • emergency room or clinic charges
  • x-rays
  • Injections
  • lab work
  • an ambulance (for a trip to or from a hospital or skilled nursing facility, as necessary)


  • prescription drugs administered at a hospital or doctor's office

Medical Equipment and Supplies

  • splints
  • casts
  • prosthetic devices
  • body braces
  • heart pacemaker
  • corrective lenses after a cataract operation
  • glucose monitoring equipment
  • therapeutic shoes for diabetics
  • ventilators
  • wheelchairs
  • hospital beds

Specialists (Limited Services)

  • podiatrists
  • optometrists
  • psychologists
  • social workers
  • daycare personnel
  • physical therapists
  • speech therapists
  • chiropractor

Preventative Screening Exams (If At-Risk)

  • cancer
  • glaucoma
  • osteoporosis
  • diabetes
  • heart disease


  • Alzheimer's-related treatments
  • Limited obesity therapies and treatments
  • oral surgery in some cases

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What kinds of costs does Medicare Part B cover?