A Medicare Advantage PPO plan allows individuals to see any doctor they choose. Referrals are not necessary and neither is seeing a primary care physician. However, using an in-network doctor would provide you with better benefits and lower copayments than an out-of-network doctor. Medicare Advantage PPOs also offer benefits beyond prescription drug plans such as dental, vision and nutritional supplements.
Selecting a Medicare Advantage PPO plan is an alternative to traditional Medicare coverage. You may revert back to traditional Medicare coverage at any time.