Alternative Prescription Drugs
One option is inquire with your practitioner about using generic drugs. You could also ask your doctor about using a therapeutic alternative that costs less.
Many insurers keep preferred pharmacy lists. By ensuring that you are using a pharmacy on your insurer's list, you often receive cheaper co-pays.
It is always a good idea to compare out-of-pocket expenses in different plans regularly. The best time for this process is in the fall during open enrollment. Some of the restrictions to watch for include:
- The requirement of prior authorization from a doctor before the insurer will accept payment for a prescription
- Step therapy, or the requirement of trying less costly drugs first
Need Help Finding a Medicare Plan?
For help finding a Medicare plan or Medicare Prescription Drug plan, try our Medicare Plan Finder. If you have any questions, please contact Medicare at any time at 1-800-MEDICARE (1-800-633-4227; TTY users 1-877-486-2048). In order to pay less for prescription drugs, we offer three suggestions.