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Top Medicare Questions - answered by experts

Why do I need Medigap Insurance?

Why do I need Medigap Insurance?

Medicare Supplement (Medigap) insurance covers deductibles and co-payments. This supplemental Medicare coverage can also include Medicare Part D, which will cover costs for prescription drugs. Some privately offered Medicare Advantage plans will cover both medical and drug coverages.

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I have Medicare now. Do I need to do anything else?

I have Medicare now. Do I need to do anything else?

Enrolling in Original Medicare means that you will have coverage for a variety of health services and supplies. The costs and specific benefits of Medicare coverage change each year so it is important to review your coverage every fall. You can make changes to your coverage every year from October 15 to December 7.

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Is Medicare Part D optional?

Is Medicare Part D optional?

Yes, Medicare Part D is optional; however, late enrollment penalties may apply if you miss the Initial Enrollment Period and go 63 days or more without prescription drug coverage.

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Recently asked questions ?

What is Medigap insurance?

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What is TROOP (True Out of Pocket Costs) and why does it matter?

Susan , Carlsbad, California

Which should I choose: Medicare Advantage or Original Medicare?

William , Ames, Iowa

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