How high must my income be to get snagged by the Medicare high-income surcharge?

How high must my income be to get snagged by the Medicare high-income surcharge?

Individuals who have an adjusted gross plus tax-exempt interest income more exceeding $85,000 (filing as a single) or $170,000 (married and filing jointly) will be subjected to a Medicare high-income surcharge on Parts B and D. 

In 2017 monthly premiums for Part B were between $187.50 and $428.60 while Part D drug coverage meant an extra $13.30 to $76.20 per month. 

Surcharges are based on last year's filed tax return. For 2017 premiums, individuals used their 2015 tax returns. If an individual's income changes due to life-altering events, they may request the Social Security Administration to provide a SSA-44 Form that re-evaluates the individual's income. Documentation will be required - divorce decree, employer salary statement, etc. 

Head to Social Security Administration's Medicare Premiums: Rules for Higher-Income Beneficiaries for more information.

Medicare True-Cost Revealer. Now you can see the real costs of each Medicare plan... before you buy it.

Helpful Hint

Find out what every Medicare plan really costs

Each Medicare plan covers different drugs, and re-imburses different amounts.

Until now, it was impossible to compare Medicare plans — to know how much you will really pay under each plan.

Medicare Helper is proud to introduce our Medicare True-Cost Revealer. Just tell us your drugs, and we’ll show you the "Everything Cost" for each plan — that is, the real cost of the plan through the year.

Amazing. And completely free.

Try Medicare True-Cost Revealer

How high must my income be to get snagged by the Medicare high-income surcharge?