Qualifying for Medicare
If you meet the following conditions, you will qualify for Medicare:
- You are age 65 or older.
- You are a US citizen or a permanent resident for at least five years.
Any one of the following conditions will also qualify you for Medicare:
- You have been diagnosed with Lou Gehrig's disease (ALS).
- You have been diagnosed with end-stage renal disease.
- You have been receiving Social Security disability benefits or Railroad Retirement Board disability benefits for at least two years.
Additional Qualifications for Premium Exemption
Individuals who have worked for ten years or more in a job that contributed Medicare taxes, or spouses of those individuals, do not pay for a Medicare Part A premium. Those who meet the conditions listed above, but have not worked for ten years, still qualify for Medicare but will need to pay for the premium. Generally, everyone pays a premium for Medicare Part B.